Picking up from the London Daily Telegraph report: Under Lord Hutton's proposed scheme, if a worker in a public-sector job started out on a salary of £20,000, and retired 40 years later on £60,000 after getting a £1,000 increase every year, he would receive a proportion of his average salary - £40,000 - each year after his retirement.
Currently he would get a proportion of £60,000. The maximum pension in most schemes is half of pay but the length of service to achieve that varies.
Changing the rules for new contributors to go into "career average" schemes would result in significant savings-but these would not be achieved for years down the line.
Employees may also be asked to contribute more to their pensions. As in most U.S. states now considering pension reform, the changes would only affect new hires.
The biggest union representing British government workers has responded by threatening to strike.


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